The core functionality solution

hr | ReFlex Express

Maximised efficiency, minimised effort: With hr | ReFlex Express, the benefits of automated underwriting are within quick and easy reach.

Why hr | ReFlex Express?

In today's fast-paced digital landscape, consumers expect fast and seamless insurance purchases with instant policy delivery. The adoption of underwriting automation is the key to meeting these demands. The challenge, however, is how to implement it efficiently, especially within the constraints of limited internal resources for a major project. Enter hr | ReFlex Express – the ultimate solution for those who want to explore the possibilities of underwriting automation and are looking for simple and rapid availability of key functionality without compromising on risk selection standards.

hr | ReFlex Express, our entry-level solution for automated underwriting, requires minimal integration effort while delivering all the core functionality you need to start your automation journey.

Essential automation capabilities

Leveraging our deep underwriting knowledge and digital expertise, hr | ReFlex Express is designed to deliver fundamental underwriting automation capabilities quickly and easily. The key feature: immediate, rules-based risk assessment directly at the point of sale and across multiple distribution channels. With hr | ReFlex Express, you can experience the benefits of automation, including increased efficiency, sales and profitability, while maintaining full confidence in the quality of underwriting decisions.

Ultimate implementation simplicity

We understand that your time and resources are precious. That's why with hr | ReFlex Express, we've already taken care of many of the technical details. The solution’s pre-built parts save you from lengthy development. Our experts are dedicated to guiding you through the implementation to ensure that your automation project achieves its full potential, both for your business and for your customers.

Maximised efficiency, minimised effort: With hr | ReFlex Express, the benefits of automated underwriting are within quick and easy reach.

hr | ReFlex Express at a glance

  • Efficient solution for essential underwriting automation functionality
  • Tailored underwriting rules to meet your specific needs
  • Easy integration into your existing infrastructure
  • Fast set-up with a wealth of pre-built parts
  • Brand personalisation to reflect your corporate identity
A future-proof choice
By choosing hr | ReFlex Express, you are choosing a solution that meets your business needs today, but can evolve as your automation ambitions grow tomorrow. When the time is right, consider upgrading to full-stack hr | ReFlex functionality.

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*The information provided in this document does in no way whatsoever constitute legal, accounting, tax or other professional advice. While Hannover Rück SE has endeavoured to include in this document information it believes to be reliable, complete and up-to-date, the company does not make any representation or warranty, express or implied, as to the accuracy, completeness or updated status of such information.

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